Buy the Georgia Insurance Guide and you will learn:

How to Buy the Right Kind of Insurance Coverage and

How to Handle Property Damage and Injury Claims After an Accident

The first section of the book will teach you how to buy good car insurance that will protect you in the event of a bad wreck.

The second section of the book is a step by step guide on what to do after a car accident.


The Table of Contents is listed below to give you an idea of the topics that will be covered. The book includes form letters and detailed diagrams to make you a smarter consumer. Written by an Atlanta trial lawyer and former insurance defense attorney, the author is an authority on the subject. You are welcome to speak directly with the author Christopher Simon, Attorney at Law at 404-259-7635 or visit his office at 3535 Piedmont Road Building 14 Suite 410, Atlanta GA 30305.


Part 1: Buying Georgia Automobile Insurance
Chapter 1 | Understand the Types of
Insurance Available on an Auto Policy . . . . . . . . . . . . . . . . . . . . 15
Chapter 2 | Determine What Coverage You Have. . . . . . . . . . . . . . . 21
Chapter 3 | Get a Quote on Increasing Your
Insurance Limits . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 23
Chapter 4 | Compare Your Insurance
Company’s Rates and Service. . . . . . . . . . . . . . . . . . . . . . . . . . . . 24

Part 2: Dealing with a Car Accident in Georgia
Chapter 5 | Quick Dos and Don’ts after a
Georgia Car Accident. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 29
Chapter 6 | Action Items after a Car Accident. . . . . . . . . . . . . . . . . . 35
Chapter 7 | How to Read a Georgia Accident
Report. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 37
Chapter 8 | Assess Insurance Coverage. . . . . . . . . . . . . . . . . . . . . . . . 40
Chapter 9 | Property Damage Issues. . . . . . . . . . . . . . . . . . . . . . . . . . 45
Chapter 10 | Understanding Injury Cases. . . . . . . . . . . . . . . . . . . . . . 49
Chapter 11 | “What is my Auto Collision
Case Worth?”. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 57
vi
Chapter 12 | “Do I Need a Lawyer to Handle
My Case?” . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 62
Chapter 13 | Putting Together a Demand
Package. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 67
Chapter 14 | Negotiating Your Claim . . . . . . . . . . . . . . . . . . . . . . . . . 70

Part 3: Hiring a Lawyer
Chapter 15 | “How Do I Choose a Good Lawyer?”. . . . . . . . . . . . . . 73
Chapter 16 | “How Long Will It Take a
Lawyer to Resolve My Car Accident Case?”. . . . . . . . . . . . . . . . 76

Part 4: Legal Issues
Chapter 17 | The Deadline—the Statute of
Limitations. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 79
Chapter 18 | “Should I Just Pay the Traffic Ticket?” . . . . . . . . . . . . . 83
Chapter 19 | Who Pays for the Medical Bills
after the Crash?. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 81
Chapter 20 | “Why is the Hospital Trying to
Send the Bill to the Other Car
Insurance Company instead of to
My Health Insurance?” . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 83
Chapter 21 | Understanding Georgia Medical
Liens . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 84
Chapter 22 | Entities that Will Try to Take
Away Parts of Your Settlement. . . . . . . . . . . . . . . . . . . . . . . . . . . 86
Chapter 23 | What to Do If You Caused the Crash. . . . . . . . . . . . . . 88

About the Author. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 94
Exhibit A | Wage and Salary Verification. . . . . . . . . . . . . . . . . . . . . . 96
Exhibit B | Sample Insurance Settlement Demand Letter. . . . . . . . . 98
Exhibit C | Settlement Demand Worksheet. . . . . . . . . . . . . . . . . . . 101
Exhibit D | Medical Records Request Sample Letter. . . . . . . . . . . . 103
Exhibit E | Hospital Insurance Payment Sample Letter . . . . . . . . . 104

Christopher Simon Attorney at Law
2860 Piedmont Road
Suite 210
Atlanta, GA 30305
404-259-7635